Home Equity Loans

• Competitive fixed rates for many short-term or one-time needs
• The existing equity in your home is used as collateral backing
• Borrow up to 90% of your appraised value less your outstanding mortgage (if applicable)
• Receive the entire loan amount at closing
• We will pay up to $500.00 of your closing costs
• Repayment terms range from 5-15 years
• The interest paid might be tax deductible¹
• Quick, local decision-making and processing
• Attentive, friendly service from start to finish

Home and Auto Insurance

Our partners at TruStage have also partnered with us to provide Chessie Members with exclusive home and auto insurance. Check it out here!

¹Consult a tax advisor.

• Competitive rates for several ongoing or seasonal needs:
  • Education expenses
  • Major life events
  • Major home improvements
  • Debt consolidation
  • Emergency reserve
  • And much more
• The existing equity in your home is used as collateral backing
• Borrow up to 80% of your appraised value less your outstanding mortgage (if applicable)
• Accommodating repayment terms that work uniquely for you
• Funds available anytime without reapplying; apply once, then use for up to 10 years thereafter
• Revolving credit — as principal is repaid, more becomes available for use
• No payment or any interest due until the credit line is used
• Easy access to your funds by writing a check 
• We will pay up to $500 of your closing costs
• The interest paid might be tax deductible¹
• Quick, local decision-making and processing
• Attentive, friendly service from people you trust

¹Consult a tax advisor.