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All branch lobbies of Chessie Federal Credit Union are open with normal business hours.

*A limited amount of members will be allowed in the lobby at one time per branch.
*All members are required to wear a mask/covering to enter the branch and must pull down their face covering to validate identification and then recover.
*All hats, hoods and sunglasses need removed.

*You may also be required to produce a driver’s license for identification purposes.

Click here to see our Location and Hours.

At Chessie Federal Credit Union, our greatest concern is the health and safety of our Members and Employees.

Thank you for your continued trust in us as your primary financial institution.


Vacation Loan Promotion
May 15, 2020 - September 15, 2020
3.50% APR    12 Month Term
Maximun Loan Amount $2500.00

Emergency Help Loan now available
12 month term
Maximum loan amount $3000.00
Rate 3.00% APR.
No payment for 90 days

Contact us at a local branch, apply online or call our 24 hour LoanPhone 800-648-0254


Dear Valued Member,

Based on the ongoing and rising concerns of the coronavirus pandemic, we must take this time to protect you and our employees. As we continue to actively monitor this virus we are heeding the guidance of health authorities while still providing member service.

Effective Friday, March 20, 2020 we are closing the lobbies to all locations until further notice.

All drive-ups and ATM’s will stay open, all loans, new accounts and business member activity will be completed online or over the phone. 

Chessie Federal Credit Union is committed to providing you exemplary member service and protecting you and our employees from the coronavirus pandemic.  It is vital that you have access to your money, while we follow the guidelines for the safety of the communities in which we serve.

Please check our branch drive thru hours of operation at

We will notify you through our website, email and Facebook for updated information.

Your funds with us remain federally insured by NCUA.  
They are safe and secure.
Member Services
can be reached Monday- Friday 9:00am-4:30pm 301-777-1781 or 800-437-1057

Online Banking is available 24/7 for multiple account activities.  

Our Mobile App allows you to deposit checks with Mobile Deposit and other available functions.

LoanPhone is available 24/7 speak to a Chessie Representative

TellerPhone is available 24/7 for account details.
301-777-1781 press 5

We are here for you and it is our privilege to serve you and your family. We thank you for your trust. We remain committed to doing our very best to care for you, our employees and the community.

Thank you,

Richard Daugherty
Chessie Federal Credit Union



March 17, 2020

At Chessie Federal Credit Union, our greatest concern is the health and safety of our Members and Employees. As such, we are closely monitoring the daily developments regarding COVID-19 (coronavirus). We are following guidance from Government and State and Local officials.

At this time, all of our Branches will remain open and are operating under normal business hours. Should that change due to emerging health threat or request from government leaders, you have our commitment for timeliness and transparency. Our website will remain up to date and we will alert you of any changes through Email, Facebook and your local media.

As a precaution, we are doing additional cleaning and disinfecting at each office above and beyond what we do daily. Furthermore, our employees are practicing preventative measures like washing hands regularly and cleaning personal workspaces to help prevent the spread of germs.

We want to assure you that we are taking all the necessary steps to guarantee that you have full access to your various accounts.

During this time, we want to remind you to be vigilant against scams, including fraudulent phone calls and text messages. Chessie Federal Credit Union will never contact you directly to request account numbers, passwords, debit or credit card numbers, expiration dates, personal identification numbers or social security numbers. If you feel you have received a fraudulent call and are concerned about potential fraud on your account, please contact us immediately.



Overdraft Privilege (Courtesy Pay Users)

Overdraft Privilege Extended Coverage Federal Regulation requirement.

Members who want to continue authorizing Chessie FCU to pay overdrafts on your ATM and everyday DEBIT CARD transactions must choose to have Extended Coverage. A new Federal Regulation requires that you personally choose Extended Coverage for these transactions. If you currently use Overdraft Privilege and you want Chessie to pay your ATM and everyday DEBIT CARD transactions please choose Extended Coverage now. The Federal Regulation went into effect on August 15, 2010. If you choose to have Standard Coverage, Chessie will no longer authorize and pay overdrafts for ATM and everyday DEBIT CARD transactions. Your checks and other transactions made using your checking number and automatic bill payments will still be paid. If you have any questions about the regulation, please contact us at 301-777-1781*1-800-437-1057 or a branch location. 



Federal law now requires all financial institutions to obtain, verify, and record information that identifies each person who opens a new account. When you open an account, we will need your name, address, date of birth, and other information that will allow us to identify you. We will also need a non-expired government issued photo ID and one of the following alternate ID’s which includes a current physical address. 

Alternate ID:

  • State Driver’s License with previous residence
  • State ID card less than 6 months old
  • Utility Bill
  • Current Payroll Stub
  • Union ID Card
  • Local Company Employee Photo ID
  • Valid Passport
  • School Photo ID
  • Out of State ID Card
  • Non-Photo Credit Card
  • Club Membership Card
  • Bank Photo Check Cashing Card
  • Local Photo Credit Card 

At times, identification will be requested for current account holders if original documentation was not obtained with the opening of the account.