When emergencies and unexpected situations strike, it's important to be prepared and make wise decisions.
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6/21/2024
When times get tough
6/24/2024
ransomware
Ransomware is a nasty bit of malicious software—malware for short—that encrypts files and documents on either one computer or a network of computers and servers.
7/18/2024
8 Lessons for kids about credit
Slowly integrate the idea of using credit into their minds—making it easier for them, to have a less jarring transition from high school to adult life.
7/30/2024
50 INTERNET SAFETY TIPS
Ramping up your cybersecurity awareness means learning how to stay safe online, and it’s the best way to keep your personal information (and money) safe from scammers.
8/6/2024
DEBIT CARDS
Not all card swipes are created equal. A debit card may look like a credit card, but instead of borrowing money to make purchases, debited funds come directly from your checking account balance.
8/27/2024
WORKING WITH A MORTGAGE LENDER
To qualify for a mortgage loan, you’ll need to complete an application, which serves as a comprehensive financial profile. Effective collaboration with a mortgage lender can simplify the process.
9/5/2024
getting a car
When looking for a new car, you have three main options: buy used, buy new, or lease. There are pros and cons to each method. Your choice will be based on various financial considerations, driving habits, and personal preference.
11/14/2024
IRA'S
For those without a retirement plan at work or those looking to maximize their retirement savings, an IRA provides an individualized saving option.
1/14/2025
All about escrow
When considering the obligations of a mortgage, principal and interest repayment aren’t the only costs to consider.
1/16/2025
preparing for a baby
Having a baby? Here’s how to plan financially for such a big change. Whether it be through birth or adoption, parenthood is a fulfilling experience that requires careful planning and consideration.
opening your first account
Opening an account at a credit union is easy. You’ll generally need an initial deposit (some money), a parent or guardian if you’re under 18, and an ID (such as a driver’s license or social security card.
4/11/2025
romance & dating scams
They love me, they love me not. Here’s how you can prevent yourself from falling victim to some of the sneakiest crimes out there—romance scams.
5/9/2025
transitioning to retirement
When making key choices for your retirement, the things that you should consider include your age and health, if and how you need to provide for your family, and what other sources of income you'll have.
6/5/2025
11 important skills for digital citizens
From social media to online shopping, we rely on technology to communicate, learn, start a business, and—the biggest reason yet—to entertain ourselves. But with the convenience of technology, comes responsibility.
9/30/2025
thank you!
Over the past few months, we have completed a significant core system upgrade, a project essential for building the foundation for our future.
1/6/2026
Calendar contest!
We are now accepting entries for our 2027 calendar photo contest. All interested photographers are invited to submit their photos taken in Allegany or
Garrett County, MD or Mineral or Taylor County, WV.