All Aboard Financial Freedom

At Chessie Federal Credit Union, we believe in people helping people. That means lower fees, better rates, and real support from neighbors who understand your goals. Chessie Federal Credit Union proudly serves Cumberland, Frostburg, Keyser, and nearby MD & WV communities with lower fees and better rates.

Membership Has Its Perks

Your journey to better banking starts here - with a credit union built for Western Maryland and West Virginia families.

Unlike big national banks, Chessie Federal Credit Union is member-owned and community-focused. Our profits go back to you and not shareholders.

 

Why More Local Families Are Switching to Chessie

 

• Tired of big bank fees

• Want faster local decisions

• Prefer speaking to real people

• Want your money invested locally

 

When you join Chessie, you get:

✔ Better rates
Higher returns on savings. Competitive loan options.

✔ Low fees and transparent pricing

More money stays in your pocket.

✔ Personalized, local service

Real people. Real answers. Faster approvals.

✔ Digital banking tools that fit your life

Online banking, mobile access, and modern convenience.

✔ A financial partner invested in your success

From first savings accounts to auto loans, mortgages, and beyond — we’re here for the milestones that matter.

CTA: Join Chessie Today

Trusted by Local Families for 78 Years

From Cumberland to Frostburg and Keyser, we’ve grown alongside the communities we serve helping individuals and families take meaningful steps toward their financial goals.

We believe in keeping our communities connected and moving forward.

When you bank with Chessie, your money stays local — supporting neighbors, businesses, and families right here at home.

[5 ⭐ - WalletHub] “I have been a member of Chessie for the last 4 years, and have been more than happy with the service I have received. [They] do everything in their power to make sure you have the best rates and terms that you can get! Highly recommend to anyone looking for friendly faces and great loan options!” Jeffrey

You’re Closer Than You Think

Membership is open to individuals and families who live, work, worship, attend school, businesses, and other legal entities in:

 

• Allegany County, MD

• Garrett County, MD

• Mineral County, WV

• Taylor County, WV

• Western Washington County, MD

 

Once you join, your immediate family members are eligible too.