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Rates

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LOAN RATES
Rates are subject to change without notice.
Loans

APR
as low  as 

Terms  
New Auto 36 months and less (up to 125%) 2.24%  36 Calculator
New Auto 37-48 months (up to 125%) 2.49%  48 Calculator
New Auto 49-60 months (up to 125%) 2.99%  60 Calculator
New Auto 61-72 months (up to 125%) 3.74%  72 Calculator
New Auto 73-84 months (90% for vehicles of $25K+) 4.24%  84 Calculator
New Auto 73-84 months (100% for vehicles of $25K + less than 10,000 miles 4.49%  84 Calculator
Used Auto (09-13) 4.74%  73 to 84  Calculator
Used Auto (07-13) 3.99%  61 to 72  Calculator
Used Auto (07-13) 3.24%  49 to 60  Calculator
Used Auto (07-13) 2.74%  37 to 48 Calculator
Used Auto (07-13) 2.49%  up to 36 Calculator
Used Auto (04-06) 3.74%  up to 60  Calculator
Used Auto (01-03) 3.99%  up to 48  Calculator
Used Auto (1999-2000) 4.24%  up to 36 Calculator
Used Auto (1998 and older) 4.99%  36   Calculator
New Motorcycle ( 11-13) 5.24%  72  Calculator
Used Motorcycle (07-12) 5.49%  72 Calculator
Used Motorcycle (04-06) 5.74%  60 Calculator
Used Motorcycle (01-03) 5.99%   48 Calculator
Used Motorcycle (1999-2000) 6.24%  36  Calculator
Used Motorcycle (1998 and older) 6.99%  36 Calculator
New Motor Home 9.24%   72 Calculator
Used Motor Home 9.74%   72  Calculator
New Boat 9.24%   72 Calculator
Used Boat 9.74%   72 Calculator
Personal-Signature

8.00% 

60  Calculator
Share Secured 3.25%   120 Calculator
Certificate Secured - Certificate rate plus 3.00%   120   
Loan Plus Checking - Line of Credit 8.25%     
Visa Platinum Credit Card 
Rates based on credit score  8.74%-17.74%
8.74%  n/a Calculator

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*Annual Percentage Rate is based on credit score and term

For example: New Auto Loan rate of 2.49% for 48 months, payment is $21.92 per $1000.00 borrowed

The APR may vary for Loan Plus Lines of Credit, Share Secured and Certificate Secured loans since the rate can change during the term of the loan.

*Mortgage loans are available anywhere in the U.S. other real estate loans are available only in(MD,PA,WV)
Please contact our office to apply

*APR = Annual Percentage Rate
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Mortgage Rates

 

 

First Mortgage/Refinanced        
Fixed Rate with Escrow        
10-30 years                 
Click here for most current mortgage rates        
            
 

Rates
as low as

     
Adjustable Rate Mortgages-Arm's        
3/1 2.625%

 

  Calculator
5/1 2.750%     Calculator
7/1 3.125%     Calculator
         
Bi-Weekly Mortgage Program-No Escrow        
15 year term 4.250% n/a n/a Calculator
         
 

 Rates 
as low as

   Term  
Home Equity Fixed      5 years 3.00%   60 months Calculator
Home Equity Fixed      7 years 3.50%   84 months Calculator
Home Equity Fixed    10 years 4.00%   120 months Calculator
Home Equity LOC 3.25%   300 months Calculator
Lot Loans - 3  year balloon 4.500%   36 months Calculator
Lot Loans- 5 year balloon 4.990%   60 months Calculator
         
Blanket Mortgages available        
Construction Loan  3/1 arm  2.625%      

*Home Equity Line of Credit-rate based on prime minus 0.50%. Floor rate is 3.25%

Rates are as of January 27, 2014 and are subject to change without notice.
Rates are based on credit score and term.
*30 year rates are subject to adjustments based on independent factors

Home Equity Line of Credit rate is based on the prime rate and is subject to change.
The maximum APR is 18%

Chessie will pay upto $500.00 of the closing costs for the  Home Equity Products.

Payment example on a Home Equity Line of Credit:
$10,000.00 balance, monthly payment is $150.00

*Annual Percentage Rate is based on credit score and term.

example: 10 year Fixed Rate Home Equity at 4.75% for 120 months, payment is $10.50 per     $1000.00 borrowed.

 Rates subject to change without notice.

 

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SAVINGS RATES

Savings

Dividend Rate

APY
Share Saving 0.25%  0.25%
Moola-Moola Saving (children's) 0.25%  0.25%
Christmas Club 0.25%  0.25%
Vacation Club 0.25%  0.25%
Money Market Draft -Four Tier    
$2,500-$9,999 0.20% 0.20%
$10,000-$39,999 0.30% 0.30%
$40,000-$99,999 0.40% 0.40%
over $100,000 0.60% 0.60%
Traditional IRA 1.25% 1.26%
Roth IRA 1.25% 1.26%
Educational IRA 1.25% 1.26%

*APY = Annual Percentage Yield. Annual Percentage Yield applies when dividend is reinvested in the account. Rates are subject to change without notice
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CERTIFICATE RATES

Certificates Rate APY*
15 Month **Great Special** ( min. $500) LimitedTime 1.00% 1.00%
60 months (min. $500) 1.25%  1.26% 
48 months (min. $500) 1.05%  1.06% 
36 months (min. $500) 0.95%  0.95% 
24-35 months (min. $500) 0.90%  0.90% 
12-23 months (min. $500) 0.70%  0.70% 
6-11 months (min. $500) 0.50%  0.50% 
IRA Share Cert. 60 months ($500) 1.25%  1.26% 
IRA Share Cert. 48 months ($500) 1.05%  1.06% 
IRA Share Cert. 36 months ($500) 0.95%  0.95% 
IRA Share Cert. 24-35 months ($500) 0.90%  0.90% 
IRA Share Cert. 12-23 months ($500) 0.70%  0.70% 
IRA Share Cert. 6-11 months ($500) 0.50%  0.50% 

*APY = Annual Percentage Yield. Certificate dividends may be added back into the account, transferred to another credit union account or mailed to accountholder each month. Rates are subject to change without notice. Penalty for early withdrawal on termed certificates. Term in months
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