Overdraft Privilege (courtesy pay users) members must read!
Overdraft Privilege OPT - IN Federal Regulation requirement.
Members must now opt in to continue authorizing Chessie FCU to pay overdrafts on your ATM and  everyday DEBIT CARD transactions.  A new Federal Regulation requires that you personally OPT-IN for these transactions. If you currently use Overdraft Privilege and you want Chessie to pay your ATM and everyday DEBIT CARD transactions please click here to OPT-IN now. The Federal Regulation goes into effect on August 15, 2010. After this date we do not authorize and pay overdrafts for ATM and everyday DEBIT CARD transactions unless you ask us to. Click here to OPT-IN now. Your checks and other transaction made using your checking account number and automatic bill payments will still be paid, just not your ATM and everyday DEBIT CARD transactions unless you opt in. Have questions about the regulation please contact us at 301-777-1781*1-800-437-1057 or a branch location.






Federal law now requires all financial institutions to obtain, verify, and
record information that identifies each person who opens a new account.
When you open an account, we will need your name, address, date of birth,
and other information that will allow us to identify you.  We will also need
a non-expired government issued photo ID and one of the following alternate ID's
which includes a current physical address.

Alternate ID:
State Driver's License with previous residence
State ID card less than 6 months old
Utility Bill
Current Payroll Stub
Union ID Card
Local Company Employee Photo ID
Valid Passport
School Photo ID
Out of State ID Card
Non-Photo Credit Card
Club Membership Card
Bank Photo Check Cashing Card
Local Photo Credit Card

At times, identification will be requested for current account holders if
original documentation was not obtained with the opening of the account.