Borrowers must be of legal age to apply for a loan.


We are with you from start to finish! Whether you are buying your first home, building, or purchasing land, Chessie has all your real estate lending options.  First time home buyers program, Mortgage Loans, Construction Loans, Land Loans, VA Loans, FHA Loans, Home Equity and  Home Equity Line of Credit.  We also offer Free Pre-qualifications. 

First Time Home Buyers
Loan Scenario/Loan Programs/Loan Cost Disclosures  


Contact Us

You may also call 1-800-437-1057 
Debbie ext.1140  
Patty ext.1130  
Wanda ext.1135
Bette ext. 1117


Home Equity

If you like knowing that your payment will never change then you will enjoy our fixed rate home equity program. You receive the entire loan amount at closing. Chessie will pay up to $500.00 of your closing costs.  We will lend up to 80% of your appraised value less your outstanding mortgage if applicable. Click here for current rates and terms. Terms range from 5-10 years.


 Home Equity Line of Credit (HELOC)

If you like to have money when you need it, then our HELOC is what you need. Easy access to your funds by writing a check. You do not have a payment or any interest due until the credit line is used. It is there when you need it. You will have the line of credit for 10 years. As you use your line of credit and pay back the balance, the funds become available again and again. No need to apply for another loan when you have a HELOC from Chessie. Chessie will pay up to $500.00 of your closing costs. Click here for current rates and terms. We will lend up to 80% of your appraised value less your outstanding mortgage if applicable. Special introductory rate of 1.99% APR for 1 year. After that the rate will be prime minus 0.50% or the floor rate of 3.25%APR.


 Back to top


Chessie is ready to put you in the drivers seat of a new or used auto. Terms up to 84 months on new and used autos.  You can be pre-approved for your next car, truck or suv before you start shopping. Click here for our current rates and terms. 
For more convenience look at our list of participating car dealers in our dealer program.  Enter your Insurance verification here.
Refinance your current auto from another financial institution for rates as low as 1.24% APR for new and 1.49% APR for used. Terms up to 84 months. Rate and term are based on credit score and year of vehicle. Current Chessie loans are not eligible.



Motorcycle, Boats and Recreational Vehicles

Ready to feel the wind in your hair? Chessie offers a variety of recreational vehicles! Let us give you what you want. Terms up to 72 months and rates as low as 5.24%.Check our the current rates and terms.


Back to top


Loan Plus Line of Credit

Have you ever bounced a check and paid the high fees for this error?
Wish there was a way to stop this from happening?

Well, there is a way. It is called LOANPLUS. This product enables you to have the protection against the errors and those high NSF fees of bouncing checks. LOANPLUS works like a line-of-credit, but payment isn't due unless you use the product. Protect yourself today with LOANPLUS CHECKING. 


Personal Loan

An unsecured personal loan to fit your needs for car repair, vacation, college tuition or whatever. Borrow up to $50,000. Term up to 60 months. Subject to individual qualification. Click here for rates. 


Back to top 



Visa Platinum

This VISA  PLATINUM is by far the best card in town!                                
Chessie Visa Platinum credit card is internationally accepted.
Chessie Visa Platinum will provide many benefits and new features for you. The Chessie Visa Platinum offers Credit Union Rewards (CURewards) and your interest rate can be as low as 8.74%APR. Click here for current rates. 

The Visa Platinum Card offers Credit Union Rewards
No Application Fee
No Annual Fee
LOW Annual Percentage Rate
25-Day Grace Period on Purchase

Apply today and convert your existing credit card balances to your Chessie Federal Credit Union VISA card and begin to save money IMMEDIATELY!!

   or Call our 24 hr. Loan Phone 1-800-648-0254

 Visa Platinum Agreement


Share Savings/Share Certificate Secured Loans

This product enables you to have the convenience of using your savings or Share Certificates as collateral.  Basically you are borrowing against your own money. The benefit is a much lower rate than a personal loan and it is a great way to build credit. The Share Secured Loan rate is the share rate 0.25% + 3.00% which is 3.25% terms up to 10 years. The Certificate Secured rate is your certificate rate + 3.00%.
Note: The interest rate can change during the term of the loan.

Back to top 


 Student Loans

Pay for college the smart way with Smart Option Student Loans. Smart Option offers competitive rates, zero application fees and easy application.  Smart Option Student Loans are made by Sallie Mae Bank. Get Started Today! Here are a few steps to help you.

Apply for Federal Aid: apply for federal aid by filling out the FAFSA ( free application for federal student aid) at

Apply for Scholarships: Apply for scholarships through your high school guidance office or your college financial aid office. Chessie FCU offers scholarships at several colleges.

Apply for Smart Option Student Loans-Get started today, together we can do this!

Borrowers must be of legal age to apply for a loan.

Back to top