Certificate Dividend Rates

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IRA/Share Certificate Rates
Rate

APY

6-11 months
1.50%

1.51%

12-23 months
1.80%

1.81%

24-35 months-**SPECIAL**
2.25%

2.27%

36 months
2.30%

2.32%

48 months
2.50%

2.53%

60 months
2.75%

2.78%

Rates as of May 12, 2010

$500.00 minimum deposit to open a Share Certificate

APY = Annual Percentage Yield. Annual Percentage Yield applies when dividend is reinvested in the account. Rates are subject to change without notice.

A penalty may be imposed for early withdrawal.

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