Privacy Policy

YOUR PRIVACY IS IMPORTANT TO US

You provide important information about yourself to a variety of businesses and organizations. The same is true when you do business with our financial institution. You're asked to provide us with certain personal information that helps us give you better service and complete your transactions more effectively.

We work diligently to safeguard the information you give to us. In fact, we developed the following policies to ensure your confidentiality and maintain your confidence in our institution. These policies detail the strict standards we have in place. For this reason, we ask you to please read the following information carefully.

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

We, our, and us when used in this notice, means Chessie Federal Credit Union.

This is our privacy notice for our members. When we use the words you and your we mean the following types of members:

All of our consumer members who have a continuing relationship by purchasing or holding financial products or services such as a(n):

Share account
Loan account
Credit card account
All IRA accounts for which we act as custodian

We will tell you the sources for nonpublic personal information we collect on our members. We will tell you what measures we take to secure that information.

We first define some terms.

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term "information" to mean nonpublic personal information as defined in the section.

An affiliate is a company we own or control.

A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. this is also know as nonaffiliated third party, or simply, an "other party."

THE INFORMATION THAT WE COLLECT

We collect nonpublic personal information about you from the following sources:

Information you give us on applications or other forms

Information about your transactions with us

Information about your transactions with other parties

Information from a consumer reporting agency

Information we receive through our Customer Identification Program

INFORMATION WE DISCLOSE ABOUT YOU

We do not disclose any information about you to anyone, excepted as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.
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THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.

NONPUBLIC Personal INFORMATION AND NONAFFILIATED THIRD PARTIES

Since we value our member relationship with you, we will not disclose your nonpublic personal information to nonaffiliated third parties, except as permitted by law.

INFORMATION ABOUT FORMER MEMBERS

We do not disclose information about former members, except as permitted by law.